But do you really know how much you spend on any given day? Week? Month?
David Bachcalls it your Latte Factor - all the "unnecessary 'little' expenditures that we waste our money on, without realizing how much they add up to."
And in a business where every penny matters (those classes, headshots, & gas tanks cost money!), getting a grip on where your money goes is the first step to reaching your financial goals while accomplishing your career goals.
So start a spending diary. For one week, write down every cent you spend - at Starbucks, at Banana Republic, etc. You may be surprised where your money goes. Making changes for the better will be easy peasy.
(The last time I did this, I was shocked how much I spent on fast food. Bad for my savings account and bad for my health - so long Del Taco!)